What's Included
One Plan. Every Area of Your Financial Life.
Investments, taxes, retirement, budgeting, and planning for major life events, all in one plan that actually works together. The result is clarity, everything organized, and the confidence that you're doing all the right things with your finances.
Your Finances Affect Each Other. Your Plan Should Too.
These aren't separate services you pick and choose from. Your investments affect your taxes. Your debt affects what you can invest. A good financial plan addresses all of it together, which is exactly what we build.
We Start by Listening
Every plan begins with understanding your full situation, goals, and values.
We Build Your Roadmap
A clear, actionable plan covering every area of your finances.
We Implement Together
We don't hand you a document and walk away. We build alongside you.
We Stay in It With You
Regular reviews and adjustments as life changes. Always accessible.
What clients say about working with Chris
"Thankful for Chris and his financial literacy and help, but most importantly thankful for his heart to get to know his clients on a personal level outside of financial help as well. He really knows what he is doing and has a passion to help you meet your goals!"
"I can't say enough good things about Chris! He makes everything easy to understand and always takes the time to answer my questions without making me feel overwhelmed. He's helped me plan for my retirement, prepare financially for grad school, and improved my overall budgeting, so I feel much more confident about my future. I truly feel supported and would highly recommend him to anyone looking for trustworthy financial guidance."
"Working with Villaire Financial has been great. I wouldn't have started investing my money if it wasn't for Chris, and I'm glad I did. Chris is easy to communicate with and really understands how to help Gen Z put their money in the right places."
Testimonials from current clients of Villaire Financial, LLC. No compensation was provided for these reviews. Individual experiences and results will vary. These testimonials may not be representative of the experience of other clients.
* Retirement projections are based on stated assumptions including savings rate, investment returns, and spending. They are hypothetical, not guaranteed, and actual results will vary.
Wondering what this costs? See our transparent pricing →
One Strategy Across All Your Accounts
Most people have money scattered across a 401(k) at work, an IRA they opened years ago, and maybe a brokerage account they are not sure what to do with. None of it is working together. We manage all of it as one coordinated strategy, explain every decision, and handle the ongoing work so you do not have to think about it.
All accounts managed together: 401(k), IRA, Roth, and taxable brokerage
Portfolio built around your specific goals, timeline, and risk tolerance
Ongoing monitoring, rebalancing, and tax-efficient placement
Clear explanation for every investment decision we make
Stop Overpaying in Taxes Every Year
Most people overpay in taxes every year, not from doing anything wrong, just from not knowing what strategies are available. We work on this year-round, not just in April.
Roth conversion analysis and strategy
Tax-loss harvesting to offset gains
HSA and FSA optimization
Coordination with your CPA or tax preparer
Know Where Your Money Goes. Automate the Rest.
A good budget shows you what you actually want to do with your money. We build a system that fits your real life, with savings and contributions automated so you're always making progress without having to think about it every month.
Budget analysis and optimization
Automating as much as possible so you think about money less, not more
Monthly savings targets mapped to each of your financial goals
Student loan debt repayment strategy (PSLF, refinancing, accelerated paydown)
Debt paydown sequenced in the right order for your situation
Know If You Are Actually on Track
Most people in their 20s and 30s are contributing something to a 401(k) but have no real sense of whether it is enough. We run projections on your actual numbers, show you exactly where you stand, and map out what it takes to retire when you want to.
401(k), 403(b), and workplace plan optimization
IRA, Roth IRA, and Backdoor Roth strategy
SEP-IRA and Solo 401(k) for self-employed clients
A projection that shows where you stand today and what needs to change
Handle Life's Big Moments Without Costly Mistakes
Major life changes carry major financial implications. We help you work through each one before they become expensive surprises.
Marriage: combining finances, joint budgets, beneficiary updates
Home Purchase: down payment savings, mortgage sizing
Job Change: 401(k) rollover, employer benefits review, maximizing your new options
Family Planning: adjusting cash flow, insurance coverage, and long-term savings
Inheritance and Windfall: making smart decisions when you come into money
Understand Your Money, Not Just Delegate It
Education is part of the job. Every recommendation gets explained clearly, and you'll never be left wondering why we did what we did.
Plain-English explanations of every investment decision
Regular educational check-ins alongside financial reviews
Access to our Money Insights blog
Ready for a Plan That Covers Everything?
Book a free 30-minute intro call to talk through your situation and see if we're the right fit.